Schengen Visa Bank Account Calculator

Planning a trip to Europe? Not sure how much money you need in your bank account to apply for a Schengen tourist visa? This calculator helps estimate the total amount you should show including flight, hotel, daily expenses, and minimum savings based on your travel plans.

⚠️ These are just estimates based on personal experience. Not affiliated with any embassy.
Use at your own discretion. Visa approvals vary, so please do your own research. This is meant as a helpful guide, not a guarantee.

For visa consultancy, contact me by clicking here.

Frequently Asked Questions

❓ How much money should I have in my bank account for a Schengen visa?

There’s no fixed rule, but based on real cases, a safe guideline is to show:
👉 Total trip cost plus at least $1,000 savings left after your expenses.

When reviewing your bank statement for Schengen visa, embassies look at:
• Whether you can afford the trip
• If you’ll still have money after
• More importantly, if you have a steady flow of monthly income

Consistent income matters more than just a big balance.

❓ Is the requirement the same for all Schengen countries?

Nope. Each country has its own subsistence requirement (minimum daily budget).

Example (as of May 4, 2025):
• France: €65/day
• Spain: €113.40/day
• Germany: €45/day

These rates can change so always do your own research or speak to a visa consultant if unsure.

❓ What does this Schengen visa calculator include?

This free visa budget tool helps estimate:

• ✈️ Roundtrip flight cost average from UAE/Philippines/other countries to Europe
• 🏨 Hotel/accommodation at €100/night
• 🍽️ Country-specific daily subsistence requirement
• 💰 Recommended savings of $1,000 left in your bank account

It also auto-converts to PHP, AED, or USD depending on where you’re based. This is perfect if you’re wondering how much to show in your bank account for a tourist visa.

❓ Will I be denied if my bank balance is lower?

Not necessarily. Visa officers look at:
• Your monthly income and bank transaction flow
• Regular salary or business deposits
• Travel history, documents, and employment
• Ties to your country and purpose of visit

Even if your balance is lower than this estimate, you can still get approved if your bank statement shows consistent income. This tool gives you a smart benchmark and not a promise.

❓ Is this officially from an embassy?

No. This is a personal tool based on real visa approvals from myself and my clients.
It is not affiliated with any embassy. Estimates are accurate as of May 4, 2025 but always verify details on your destination’s embassy website.

❓ Can I fake or borrow a bank statement?

Please don’t. It’s illegal and can get you banned from applying again. Embassies can verify bank statements directly with your bank.
If you’re not ready yet, focus on building your financial profile and monthly income flow first.

❓ Need help with your visa application?

I got you 🫶 If you’re looking for tourist visa assistance or a legit tourist visa consultancy, JL Travels can guide you with:

• Bank statement preparation
• Required documents
• Visa budgeting
• Full tourist visa consultancy (for Schengen and beyond)

📩 DM me or message JL Travels to get started.